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Irvin Peña – Ultimate Credit Hacks & Financial Literacy Program

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Irvin Peña – Ultimate Credit Hacks & Financial Literacy Program
Credit Secrets Finally Revealed
In this course, you will learn the ins & outs of the credit world: What banks look at when approving you for credit, build a 750+ credit score, sweep a credit report in under 90 days, what banks don’t tell you, access high credit lines & borrow money from your credit cards and invest it at 0% interest
How to fully sweep a credit report in under 90 days (remove charge-offs, collections, auto-repossessions, evictions, bankruptcies, late payments, inquiries, etc)

How to properly build your credit report to virtually guarantee high-limit credit line approvals & never get denied again

How to hide your credit utilization, so you can borrow money from your credit cards and invest it at 0% interest and never have to make the monthly payment

All the templates, tools & resources you will ever need are found in here from a pro
Example Curriculum
Introduction
Here’s What You’re Going To Learn(2:20)

What Is Credit?(1:18)

The Perfect Credit Myth. DEBUNKED(4:48)
Phase 1: DIY Credit Repair
Start Here(1:16)

The Big 3(1:37)

E Secondary Reporting Agencles(3:37)

Dispute Process Part 1/1:07)

DIspute Process Part 2(1:31)

DIspute Process Part 3(0:56)

Always Do THIS With Your Letters(1:30)

CFPB Part 1(1:49)

CFPB Part 2(5:56)

FTC(3:11)

The MOST IMPORTANT Freeze(5:45)

The TRUTH About Hard Inquiries(2:32)

E Late Payment Removal…This Works Like Magic(3:36)

Remove Hard Inquiries In 24 Hours(5:05)
Phase 2: Credit Report Structurlng
Structuring Your Credit Correctly(1:07)

The Credit Score Algorithm Explained(3:26)

What good credit looks lIke(4:10)

Credit Stacking(3:39)

3 Important Dates(1:37)
Phase 3: Credlt Types, Fundlng & Monetization Secrets
The 2 Types of Credit(2:23)

E Graduating vs Non-Graduating(3:16)

How To Add Trade-Ins WITHOUT Credit Checks(3:42)

Add This To Your Credit Report(1:02)

Make Money From Your Credit(2:54)
Tools, Resources & Cheat Sheets
Ir’s Secret Lenders List

Opt-Out Cheat Sheet

Dispute Letters & Templates Pt 1

Dispute Letters & Templates Pt 2

24 Hour Hard Inquiry Removal Guide

Credit Limit Increase CHEAT SHEET
Meet Your Instructor
Irv Official also known as Irvin Peña is a Business Consultant, Author, & Speaker. Irv has worked with Nationally recognized brands & has been seen on: Complex, Bankrate, OrlandoVoyager Magazine, FoxSoul, T-Mobile, South Florida Business Journal & other companies alike. Irv is known & sought out for his knowledge in business & personal finance. He has also been invited as a guest speaker on multiple sales trainings & podcasts that hosts thousands of listeners world-wide. Apart from hosting the five-star rated podcast The Insight With Irv Show, Irv has built a highly successful Youtube channel along with other social platforms in the Business & Finance space with over 1 Million Followers.
Mainly known for his unique angles on topics & ideas. Irv’s style of speaking along with his writing will open a fresh perspective on the way you view business, relationships, health & money.